We were blessed to find a small pickup truck, 1998 Dodge Dakota. It had been owned by a young man that my housemate has known for over 5 years. He felt that the truck was a good deal for the amount of money the young man was asking for the truck. The price was in our budget to not create a vehicle loan or payment. It did take all the money we had saved up though. With the economy like it is, we did not want anymore burdens to our budget. The sad part is if anything arises in the next few months, I have to charge it on my credit card.

I am not looking forward to Christmas with big expenses. I want a pleasant Christmas without being in debt. That would be the best present of all.