I have been trying to get affordable life insurance quotes for several years. One problem that I have is being a diabetic. Most life insurance companies do not like to carry you on their policies if you are a diabetic on insulin shots. I sure wish someone who was a diabetic had told me about this before I ended up on shots.

When I see the television commercials that say guaranteed acceptance, it makes me see red. I know it is not a true statement from these life insurance companies. I have received hand held calculators and other small “free gifts” for applying for life insurance. I just want life insurance and affordable rates.